Hospital Indemnity

Hospital Indemnity insurance pays a lump-sum benefit directly to you if you’re admitted to the hospital for a covered sickness or injury. This cash benefit can be used for anything you need—medical bills, travel, childcare, or everyday expenses—giving you added financial protection during a hospital stay. To qualify for benefits, a hospital confinement must meet the plan’s definition: the assignment to a bed as a resident inpatient in a hospital or intensive care unit within a hospital for a period of no less than 20 continuous hours.